Terms of Engagement

Overview

These Terms of Engagement ("Terms") govern your use of this website (ridgeadvisorygroup.com) and describe the general terms and conditions that apply to inquiries about and the provision of services by Oak Ridge Advisory LLC ("Oak Ridge Advisory," "we," "us," or "our"), a New Jersey limited liability company.

By accessing this website or submitting an inquiry, you agree to these Terms. If you do not agree, please do not use this website or submit information through it.

Website Use

You may use this website for lawful purposes only. You agree not to:

• Use this website in any way that violates applicable federal, state, or local law
• Transmit unsolicited or unauthorized advertising, spam, or promotional material
• Attempt to gain unauthorized access to any portion of this website or its related systems
• Introduce viruses, malware, or other harmful code
• Scrape, copy, or redistribute content from this website without our written consent

We reserve the right to restrict or terminate access to this website at our discretion and without notice for conduct we determine to be a violation of these Terms or otherwise harmful to Oak Ridge Advisory or third parties.

Services & Scope

Oak Ridge Advisory provides fractional CFO, controller, and bookkeeping services to businesses on a consulting basis. The information on this website is intended to describe the nature of our services in general terms only.

No services are engaged, no relationship is formed, and no obligations arise between Oak Ridge Advisory and any party solely as a result of visiting this website or submitting a contact form inquiry. An engagement is established only upon execution of a written engagement letter or agreement signed by both parties.

The scope, deliverables, timeline, fees, and specific terms of any engagement are defined exclusively in the applicable engagement documentation. We reserve the right to accept or decline any prospective engagement at our sole discretion.

Not Legal, Tax, or Investment Advice

The content on this website is provided for general informational purposes only and does not constitute legal, tax, investment, accounting, or other professional advice of any kind.

Oak Ridge Advisory provides financial management, reporting, and operational advisory services. We are not a licensed law firm, registered investment adviser, or certified public accounting firm, and we do not provide legal advice, tax return preparation, audit services, securities advice, or investment recommendations.

Nothing on this website should be relied upon as a substitute for consultation with qualified legal, tax, or investment professionals. We strongly recommend that you seek appropriate independent professional advice before making any significant financial, legal, or business decision.

Independent Contractor Status

Oak Ridge Advisory provides services as an independent contractor. Nothing in these Terms or in any engagement with Oak Ridge Advisory creates an employer-employee relationship, partnership, joint venture, or agency relationship between Oak Ridge Advisory and any client or website visitor.

Tom Kielich and any associated personnel of Oak Ridge Advisory are not employees of any client and are not entitled to employee benefits, workers' compensation, or other employment-related protections from any client. Oak Ridge Advisory is solely responsible for its own taxes, insurance, and compliance obligations as an independent contractor.

Confidentiality

Oak Ridge Advisory takes the confidentiality of client and prospective client information seriously. Financial and business information shared with us in connection with an inquiry or engagement is treated with professional discretion.

Information submitted through the contact form on this website is used solely to respond to your inquiry and evaluate a potential engagement. We do not share, sell, or disclose such information to third parties except as described in our Privacy Policy or as required by law.

Detailed confidentiality obligations applicable to active client engagements, including mutual non-disclosure provisions, are addressed in the applicable engagement documentation.

Intellectual Property

All content on this website - including text, design, graphics, logos, and code - is the property of Oak Ridge Advisory LLC or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.

You may view and print content from this website for your personal, non-commercial reference only. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this website without our prior written consent.

The Oak Ridge Advisory name, logo, and related marks are trademarks of Oak Ridge Advisory LLC. Use of these marks without written permission is prohibited.

Limitation of Liability

This website and its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. Oak Ridge Advisory makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information on this website.

To the fullest extent permitted by applicable law, Oak Ridge Advisory and its principal shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information contained herein, even if advised of the possibility of such damages.

Our total liability to you for any claim arising out of or related to your use of this website shall not exceed one hundred dollars ($100). This limitation does not apply to liability under a signed engagement agreement, which is governed by the terms of that agreement.

Indemnification

You agree to indemnify, defend, and hold harmless Oak Ridge Advisory LLC and its principal from and against any claims, liabilities, damages, losses, and expenses - including reasonable legal fees - arising out of or in any way connected with your access to or use of this website, your violation of these Terms, or your infringement of any intellectual property or other right of any person or entity.

Termination

We reserve the right to terminate or suspend your access to this website at any time, with or without cause or notice, including if we believe you have violated these Terms. Upon termination, your right to use this website ceases immediately.

Provisions of these Terms that by their nature should survive termination - including intellectual property, limitation of liability, indemnification, and governing law - will survive any termination or discontinuation of your access to this website.

Governing Law & Disputes

These Terms are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in Morris County, New Jersey, and you consent to personal jurisdiction in those courts.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Oak Ridge Advisory with respect to your use of this website.

Changes to These Terms

We may update these Terms from time to time. When we do, we will update the effective date at the top of this page. Your continued use of this website after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

Contact Us

If you have questions about these Terms of Engagement, please contact us: